We do not charge interest on the loans made through Lendwithcare.
However, in most cases our local partners do charge interest to the entrepreneurs. This enables them to cover their operational costs. We only work with partners who we consider to charge a fair rate in their country. We publish the rates of each of our partners on the Local Development Partners pages and you can read more here.
- Spread the Word
- Help Centre
- Miscellaneous
- Loans & Lending
- Why am I asked for a voluntary top-up donation when making a loan?
- Do loans in the West Bank come with a greater risk of default?
- What happens if a loan I've supported doesn't get fully funded?
- Why is Lendwithcare providing loans in the West Bank and not providing donations?
- Can I claim Gift Aid on Lendwithcare loans?
- Do I get paid interest on the loans?
- Does Lendwithcare charge interest on loans?
- Why has the suggested voluntary top-up donation amount increased?
- Can I contact or visit the entrepreneur I support?
- Do currency exchange rates affect loan repayments, and who bears the exchange rate risk?
- Will I get the money that I lend repaid to me?
- Why is the first repayment amount on the schedule different?
- Can I lend to the same entrepreneur more than once?
- Do I need to provide financial details when registering?
- Why aren't there very many progress updates?
- How is my loan passed on to the entrepreneur?
- How do you ensure that the entrepreneur gets their loan?
- Does the entrepreneur receive 100% of their loan?
- How long will it take for loans to be fully repaid?
- Climate Positive Grants Help Centre
- Climate Positive Grants
- What do the climate positive cookstoves and solar cooker look like?
- Can you provide more details on the cookstoves?
- How do the climate positive grant recipients benefit?
- How will I know how many tonnes of CO₂ I have reduced/absorbed?
- How are climate positive grants passed onto the recipients?
- Is this a carbon offsetting programme?
- Why am I not receiving cash repayments on the climate positive grants I make?
- What makes a climate positive grant different from a standard Lendwithcare loan?
- Why has Lendwithcare started funding grants as well as loans?
- Why do I receive an initial repayment when making a climate positive grant?
- Will there be other types of grant projects to support?
- Why am I asked for a voluntary top up donation when making a grant?
- Carbon Credits & Verification
- Does the grant recipient receive 100% of the climate positive grant?
- Who are the FairClimateFund?
- I have heard the term carbon credits, what are they and are you offering them under this initiative?
- When will I know how many tonnes of CO₂ have been reduced/absorbed through the grants I support?
- What is the Gold Standard?
- How are the carbon credits generated through the grants verified?
- What happens to the carbon credits that are generated through climate positive grants?
- What is the FairTrade Climate Standard?
- How do I know that the carbon grants I make have had an impact?
- Climate Change
- Climate Positive Grants
- Referrals
- Payments / Withdrawals
- Gift Vouchers
- What happens with expired gift vouchers?
- Do gift vouchers expire?
- Will the recipient of my voucher be able to choose who to lend to?
- What if the gift voucher I bought is about to expire?
- How do I print the gift vouchers I have purchased?
- Can I purchase more than one gift voucher?
- How do I know if someone has used my gift voucher?
- How do I purchase a gift voucher?
- Microfinance & Local Development Partners
- Lending Teams
- How do I invite new people to join my team?
- Can I attribute my loans to more than one team?
- How many people can join a team?
- Can I lend as an individual and as part of a team?
- How do I delete my team?
- How do I attribute my loans to a team?
- Is my team public or private? What is the difference?
- How can I promote my team?
- What is team lending?
- Can I attribute previous loans to my team?
- My Account
- How can I make my account anonymous?
- How do I delete my Lendwithcare account?
- How do I upload a new image for my profile?
- I forgot my password, how do I change it?
- How do I create a Lendwithcare account?
- Where can I view my transaction history?
- How do I unsubscribe from the newsletter?
- How do I view the entrepreneurs in my portfolio?
- What do I do if I don't have enough credit in my Lendwithcare account?
- How do I change my Lendwithcare email address?
- What happens to my credit if I don't access the website?
- About Us
- Terms of Use
- How It Works
- Local Development Partners
- Reef Finance
- IDERCV (inactive)
- FACES
- Doselva
- Small Enterprise Development
- Advans Côte d'Ivoire
- MicroLoan Foundation Zambia
- Cooperativa Santa Anita
- SolarAid
- Modern Farming Technologies (MFT)
- BORVOR
- Umutanguha
- DEKI
- U&I Microfinance Bank
- Thanh Hoa Microfinance Institution
- Fundación Paraguaya
- Akhuwat
- ElleSolaire
- LAMAC
- FCCT
- MicroLoan Foundation Malawi
- FairClimateFund
- Cooperative Fund
- Can I find out exactly who I have successfully referred to Lendwithcare?
- Is there a limit to the number of people I can refer?
- Why has someone sent me a referral link to Lendwithcare?
- How do I register if I've received a referral link?
- Why are referrals so important to Lendwithcare?
- How do I refer someone to Lendwithcare?
- I've been referred to Lendwithcare and registered. How do I use my bonus loan of £15?
- What happens to my £15 bonus loan when I've made a loan?
- Local Development Partners
- Support Us
Will you support the Annual Appeal?
Without your generous donations, Lendwithcare would not be able to continue. Please make a donation to support Lendwithcare today.