Yes. There is currently a higher risk that loans in the West Bank may not be repaid in full or on time compared to loans in more stable regions. This is because ongoing conflict and instability in the region, as well as heavy restrictions, could disrupt small businesses, limit access to customers and supplies, and create banking and currency challenges that make it harder to collect repayments.

We will work closely with our local partner, Reef Finance, to manage these risks and support entrepreneurs as best we can, but lenders should be aware that lending in the West Bank does come with much greater uncertainty than in other regions. We understand that many people will choose to lend in the West Bank as an act of solidarity, knowing they are helping small business owners rebuild their livelihoods despite incredibly difficult circumstances. Please note that if you choose to make a loan, there will be a greater risk of default.

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