Ladesi is a member of Chinkhowe group. She sells groceries, tomato and fish for a living. Together with her group members, they took a loan meant to buy farm produce, groceries, vegetables, fish and clothes. She used her loan share to purchase fish, tomato and groceries like sugar, soap, salt and cooking oil. Ladesi has not been able to meet all her repayments. Her business is struggling and her business revenue has decreased. This is because her shop has been experiencing low sales. Even though business has been difficult, she still has something to show for. She has managed to acquire electrical household items like television. Ladesi is grateful with the access of loans because she feels that she now has value as she is able to provide for her family.