Pemphero 5 Group

In Rumphi, Pemphero 5 Group is made up of determined entrepreneurs who are working hard to improve life for their families through small businesses. The group members, all married women, are involved in fish trading, an activity that helps them generate income and support the 25 children who depend on them. United by a shared goal, they continue working toward stronger businesses and more secure futures.

Constance is a 27 year old entrepreneur, married to a farmer and mother of one child. For the last five years, she has been running a fish-selling business, which she started as a way of earning income to meet household needs and help uplift her family. Through commitment and consistency, the business has grown into an important source of support for her home.

With access to this loan, Constance plans to purchase more fish, allowing her to increase the quantity she sells and attract more customers. Her business is supported by two family members, making it a shared effort that helps create income opportunities within the household. She is motivated by one main ambition - to continue expanding and build a business that can achieve even greater success over time.

The group loan will provide the other members of Pemphero 5 Group with the capital needed to strengthen their businesses. The group will use the funds to purchase larger quantities of fish, improve trading capacity, and maintain steady business operations that can generate better returns. This opportunity gives each member a chance to continue growing their enterprises while working together toward lasting economic progress for the families they support.

The Microloan Foundation, Lendwithcare's local partner in Malawi employs a unique 'centre' model for lending to female entrepreneurs. A centre comprises several sub-groups which share the same name as the centre. As such, you may have seen similarly named group loans from Malawi all belonging to the same centre. In this system, each woman is individually responsible for repaying her loan, but the group offers mutual support by assuming overall responsibility together.