Virginia

Virginia is a widow with four children. Two of them are already married and living separately, while the other two are already working. They live in the province of Cebu, where she operates a grocery store as her source of income.

For thirty years, Virginia has managed her grocery store business, selling a wide variety of products including rice, seasonings, canned goods, and many more. Her store is almost complete with all the grocery items needed by customers. She also displays animal feeds, clothing items, and other goods.

Her stall is located inside the market, making it accessible to all customers. It operates daily from 6:00 a.m. to 8:00 p.m., with the help of one assistant. She purchases stocks from delivery suppliers, malls, and market wholesalers, ensuring that she can offer lower prices to her loyal customers.

Virginia has applied for another loan from Lendwithcare's partner, LAMAC, to serve as additional working capital for her business. The loan will be used to purchase sacks of rice, corn, feeds, seasonings, and other goods to keep her store more attractive and to encourage more customers to buy. The loan will be repayable in 24 monthly instalments, with the hope of increasing her profits and growing her business.