Bea Mae

Bea Mae, 30, is single and currently lives with her parents. Her siblings are already married, so she is now the only one staying with them and helping to take care of her parents, who have no other companions at home. She has been financially supporting their family farming business for many years while also working online on a daily basis.

Bea Mae currently lives with her parents. She has long been financially supporting their family farming business while her parents manage the farm operations, and she is responsible for providing the necessary inputs and support. They currently cultivate around 4,000 ginger plants on a farm located a short distance from their home. Next month, they plan to plant an additional 500 seedlings. To support the farm, Bea Mae has hired six workers to help with farm activities such as applying fertilisers and plant vitamins, while also assisting with other farming needs. Some of the workers are assigned on a weekly basis, while others are paid daily depending on the work required.

Aside from ginger, they previously planted red lettuce, but it was damaged, and they plan to replace it with a new crop. The ginger crop has a growing period of around one year, and at present, they have not yet harvested as they continue to apply fertilisers and vitamins to ensure healthy growth. Bea Mae is now applying for a loan to finance the ongoing care of the ginger crop until harvest and ensure sufficient working capital for farm inputs. The loan is to be repaid in a lump sum after 12 months.