Ecuador
Please note: Due to the current economic and social instability in Ecuador, the country is experiencing record levels of regional displacement and migration. While this is not a pattern we are seeing across the country, it is worth noting that during this time your loans in Ecuador may be at more risk of delay or non-repayment.
Silvia is a 48-year-old entrepreneur who earns her living selling women’s clothing. She is single and has one adult daughter who supports herself. Silvia started her business more than three years ago to increase her household income and improve her living conditions.
Through dedication and consistent effort, she has built a stable customer base, gradually improved her home, and expanded the range of garments she offers.
Her microenterprise focuses on the retail sale of women’s clothing, generating average monthly sales of around £1,200. Operating costs, mainly for purchasing stock, are approximately £750 per month, leaving an estimated net profit of about £450. In addition to her shop, Silvia occasionally works as a domestic employee to help cover household expenses. Limited working capital remains the main barrier to further growth.
Silvia plans to use this loan to purchase seasonal clothing and accessories for the Carnival period. This will allow her to increase stock, meet higher customer demand, and boost sales during peak trading weeks.
Loan added: 10 February 2026
Silvia Magaly's loan repayment schedule
| Date | Expected repayments | Actual repayments |
|---|---|---|
| £73.10 | ||
| £60.92 | Available | |
| £60.92 | Available | |
| £60.92 | Available | |
| £60.92 | Available | |
| £60.91 | Available | |
| £60.91 | Available |
The above amounts are indicative, based on the exchange rate the day this loan was added to the website. The actual amounts you will receive will be based on an exchange rate at the time the repayment is returned to your account. See our Help Centre for more information.