Twabuka 1101

The Twabuka 1101 group is made up of 5 hardworking women who run small businesses to support their families and improve their livelihoods. Based in their local community, the members engage in activities such as trading, food vending, and small-scale services. Through working together as a group, they encourage one another to save, repay on time, and use their loans responsibly to grow their businesses and reduce poverty in their households.

Majory is an entrepreneur who runs a local restaurant, where she prepares and sells traditional local foods to people in her community. Her business provides affordable meals to customers who rely on ready-cooked food for their daily needs, including market traders, workers, and passers-by. The restaurant has become a reliable source of income for Majory and an important service in the area.

Majory started this business to support her family and to create a sustainable livelihood using skills she already had in cooking. Through her restaurant, she is able to earn income to cover household expenses, food, and other basic needs. However, limited capital sometimes makes it difficult for her to buy enough ingredients or prepare food in larger quantities, especially during busy days.

From her loan share, Majory plans to purchase ingredients in bulk, improve food preparation, and maintain a consistent supply for her customers. This will help her increase her daily sales and strengthen her business. Majory hopes that as her restaurant grows, she will be able to expand her menu and continue providing for her family while contributing to the wellbeing of her community.

The Microloan Foundation, Lendwithcare's local partner in Zambia employs a unique 'centre' model for lending to female entrepreneurs. A centre comprises several sub-groups which share the same name as the centre. As such, you may have seen similarly named group loans from Zambia all belonging to the same centre. In this system, each woman is individually responsible for repaying her loan, but the group offers mutual support by assuming overall responsibility together.