Ecuador
Please note: Due to the current economic and social instability in Ecuador, the country is experiencing record levels of regional displacement and migration. While this is not a pattern we are seeing across the country, it is worth noting that during this time your loans in Ecuador may be at more risk of delay or non-repayment.
Ana is a 40-year-old agricultural entrepreneur in Loja, leading a micro-enterprise that cultivates and sells short-cycle vegetables. She has two children, aged 12 and 17.
Ana sells lettuce, broccoli, coriander, and cabbage at open-air markets, supplementing her income with milk, fresh cheese, eggs, fruit, and small livestock. She tends her crops and manages irrigation before eight o’clock, works day-labour jobs during the day, and returns in the afternoon for weeding and maintenance.
Monthly sales reach approximately £1,500, including complementary products, with input and labour costs of £600, yielding a profit of £900. Thanks to her disciplined approach, Ana has been able to support her children’s education and acquire her own plot with a home, advancing her autonomy.
Ana reports no significant challenges in growing her micro-enterprise; her focus is on maintaining the natural quality of her products and expanding her market offer. She applied for a loan to fence her land, purchase seeds, and plough/prepare the soil. This working capital will enable timely sowing, improve crop management, and strengthen her poultry operation. Ana commits to repaying the loan in 24 monthly instalments.
Loan added: 24 October 2025
Ana Lucia's loan repayment schedule
| Date | Expected repayments | Actual repayments |
|---|---|---|
| £150.07 | ||
| £62.53 | Available | |
| £62.53 | Available | |
| £62.53 | Available | |
| £62.53 | Available | |
| £62.53 | Available | |
| £62.53 | Available |
The above amounts are indicative, based on the exchange rate the day this loan was added to the website. The actual amounts you will receive will be based on an exchange rate at the time the repayment is returned to your account. See our Help Centre for more information.