Shibuyunji 0711 Group

The Shibuyunji 0711 group consists of determined women engaged in small-scale businesses such as gardening and selling clothes. They have come together with a shared vision of uplifting their families and improving their livelihoods. By pursuing entrepreneurial ventures, they aim to create sustainable sources of income that support their children's education and meet daily needs. Their businesses are not merely for survival but reflect their spirit of independence and drive for financial stability.

Ruth, a 37-year-old member of the group, exemplifies this determination. Married with two children, she runs a clothing boutique, using her income to support her family. Although her husband works as a community worker and contributes to the household, Ruth's passion and hard work in her business are key to improving their family’s financial situation. She started the boutique with the goal of securing her children's education and building a brighter future for her family.

Ruth dreams of expanding her boutique by purchasing more stock and eventually opening multiple outlets. Her journey highlights the transformative power of small loans in turning dreams into reality. Ruth will use her share of this group loan to grow her capital base, purchase more stock, and continue her path toward greater business success.

The Microloan Foundation, Lendwithcare's local partner in Zambia employs a unique 'centre' model for lending to female entrepreneurs. A centre comprises several sub-groups which share the same name as the centre. As such, you may have seen similarly named group loans from Zambia all belonging to the same centre. In this system, each woman is individually responsible for repaying her loan, but the group offers mutual support by assuming overall responsibility together.