Amada Esperanza Espinosa Álvarez received a 12 month loan in 2013 and just has a couple of repayments to make before fully repaying the same. She runs a shop that sells general groceries as well as stationary items. She requested a loan to make some improvements to her home as well as extra stock. She has been running the shop for about four years now. One of the main advantages that her business possesses is that it is close to a local secondary school that has students during the day and evenings and a constant stream of customers for her. Additionally, there is a local sports facility nearby as well where young people gather at the weekends and also pass by to purchase refreshments and soft drinks. Her most sold items include notebooks, paper, pencils and pens, markers as well as rice, sugar, soft drinks, canned foods and pasta. Her monthly profit from the business, after meeting all repayments, bills and other commitments, is more than $200. She continues also to receive the pension of her late husband.