Togo
Loan description:
Toto is a very dynamic woman. She is a jewellery retailer. In order to increase and diversify her income, she started a business selling nappies. Toto is 32 years old, married and a mother to a baby of six months. Her husband is an engineer and they live together in the neighbourhood of Doulassamé in Atakpamé. Toto sources her stocks from Accra in Ghana and then resells it on from a stall situated by the main crossroads in the town. However, because her baby is still very young, she currently runs her business from her house. Before starting this business two years ago, Toto was a shoe retailer. Toto has become familiar with the microfinance organisation WAGES in the course of the past year and is now seeking her first loan. She is requesting 600,000 West African francs, which she plans to repay within twelve months. A third of this loan will be put aside to expand her stocks of jewellery and the rest will be used to expand her stocks of nappies. Toto hopes that with this credit she will be able to grow her customer base and take better care of her family.
Original loan request in French:
Cette dame est très dynamique. Elle est revendeuse des bijoux . Pour accroitre ses revenus et les diversifier elle revend également des couches pour bébés. Toto est âgée de 32 ans mariée et mère d’un petit enfant de 6 mois. Son mari est ingénieur et ils habitent ensemble le quartier Doulassamé à Atakpamé.
Elle s’approvisionne au Ghana à Accra et revend ses marchandises sur un étal situé à l’un des principaux carrefours de la ville. Cependant, à cause de son nouveau né qui est en bas age, elle revend actuellement à domicile. Avant de démarrer cette activité il y a 2 ans, elle était revendeuse de chaussures.
Toto a connu WAGES dan le courant de cette année et sollicite son premier prêt pour les besoins de son activité. En effet, elle sollicite un crédit de 600 000 FCfa qu’elle envisage rembourser en 12 mois. Le tiers du prêt demandé sera consacré à l’achat de bijoux et les deux tiers serviront à l’achat de couches pour bébé.
Elle espère avec ce crédit, augmenter sa clientèle et mieux contribuer à aux charges familiales.
Loan added: 4 April 2012
Toto's loan repayment schedule
| Date | Expected repayments | Actual repayments |
|---|---|---|
| £76.92 | ||
| £64.10 | ||
| £64.10 | ||
| £64.10 | ||
| £64.10 | ||
| £64.10 | ||
| £64.10 |
The above amounts are indicative, based on the exchange rate the day this loan was added to the website. The actual amounts you will receive will be based on an exchange rate at the time the repayment is returned to your account. See our Help Centre for more information.
